Gold Just Got Personal

Buy, Spend, Send or Save Gold

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Gold is Money

Inflation keeps chipping away. Cash is losing value, Crypto's a rollercoaster, and saving feels pointless. Gold holds value and makes you in control.

In 2015, €1,000 could have been used to purchase 30g of Gold or kept as cash.

Gold vs. Money. See how the value has changed over a period of 10 years. Also, explore the potential outcome if you decide to invest in gold now.

2015 10
€10/month
2025 1000

GOLD

1000

MONEY

1000

Timeline: 5 years

958

Based on 9% average growth rate per year.

Gold

Gold vs. Money. See how the value has changed over a period of 10 years. Also, explore the potential outcome if you decide to invest in gold now.

They switched to Gold.
What about you?

Would you like to learn what our clients have to say about their experiences with us?
Explore real feedback from people just like you.

MH
Mohamed HB
An effective and safe way to be able to…

An effective and safe way to be able to back your capital, whether it is a lot or a little, apart from the fact that it will evolve in an abrupt and revolutionary way, InshaAllah. I feel much calmer, the truth is that I can have this opportunity at my fingertips and have found this opportunity,
Many thanks to the Phi team.

SA
Sabrina Aigbogun Mouataz
I have loved the experience with this…

I have loved the experience with this app from the very first minute. It's reassuring to know that you can save your money with a team whose commitment and values align with yours. I completely trust Phi Wallet due to the excellent experience I've had this year.

YR
Yahya Radi
Very user friendly and trustworthy.

Very user friendly. I am investing in gold through phi wallet for a year already and can’t be happier with the experience. Gold price has increased since my investment and Alhamdullah I see how my savings are protected against inflation and even I am earning more money. The founders are very transparent and the project is amazing.

Phi Wallet

Buy physical Gold and instantly track your balance. No fuss. It’s stored in a secure vault in Singapore.

Phi Card

Phi Transfer

Phi IBAN

From tap to vault
in seconds

No need to be an expert. Download the app and start with as little or as much as you want.

First step First step First step First step

Steps:

  • 01 Create your free account
  • 02 Top up your balance (EUR, USD, etc.)
  • 03 Buy gold instantly
  • 04 Spend it or save it, your call
  • 05 Watch your value grow over time

You own your Gold.
We handle the heavy lifting.

We bridge the world's most stable asset with the speed and flexibility of modern tech. It's digital money backed by real gold.

Your gold isn't just digital, it's real, physical, and fully insured.

Every gram is stored securely in a world-class vault Le Freeport in Singapore, protected under strict global standards. You own actual, tangible gold that's safeguarded 24/7 so you can invest with total confidence. The entire Gold reserve is fully insured.

We use advanced blockchain technology to tokenise your gold, giving you real-time, traceable ownership on a secure network.

That means every transaction is fast, transparent, and tamper-proof. Your wealth stays in your hands; protected, encrypted, and always verifiable.

Phi Wallet is built on principles of ethical finance.

Our gold is fully Sharia-compliant, meaning your investment aligns with Islamic values-free from interest, speculation, or uncertainty. It's a smarter, fairer way to grow and protect wealth for you and your family.

Who We Are